Overview

A volunteer alleges discrimination. A donor sues over fund allocation. A member claims negligence. Incidents like these are becoming all too familiar to associations… and far too costly for associations to bear. Yet many of the high-stakes exposures now menacing associations are typically excluded on general liability policies. So associations are being left with exorbitant defense fees, damages and settlements – and, in many instances, with a severely tarnished reputation as well.

Chamber Insurance Agency Services offers associations one simple, cost-effective way to fill the dangerous coverage gap and address errors and omissions, directors and officers, and employment practices exposures.

Coverage Highlights

• Policy provides extensive financial protection for an association and its directors, officers and employees facing costly litigation and damage awards in claims arising from professional misconduct or negligence – whether wrongful acts actually occurred or are simply alleged
• Responds decisively for insureds in claims involving personal injury arising from copyright and trademark infringement, plagiarism, libel, slander and invasion of privacy
• Provides full protection in claims arising from acts that occurred before the policy’s inception
• Payment of defense costs and legal expenses, even when allegations prove groundless
• High limits of liability up to $25 million