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WORKERS' COMPENSATION |
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Coverage for:
- Employers subject to the U.S. Longshore and harbor Workers' Compensation Act
- All types of longshore risks, with emphasis on the following:
- Stevedoring: loading and unloading of cargo from vessels
- Repair and maintenance of vessels and maritime equipment-ship, repair, crane service, boiler and engine repair, electronic equipment installation and service, cleaning and painting
- Ship building-all commercial vessels, military vessels, and large pleasure crafts subject to USL&H Act
- Marine terminals, tank cleaning, marine construction contractors, and off-shore oil and gas industry
- Full range of risk sizes-from a unique national market for middle market risks starting at $100,000 in annual premiums
Highlights:
- Employers may choose from Guaranteed Cost or Large Deductible Programs
- USL&H coverage is available in all states including those with state Workers' Compensation Funds
- Federal and State Act coverages are usually available on one policy
- Incidental Maritime Employers' Liability coverage- master and crew of vessels
- Fast and independent underwriting decisions
- Policies are non-assessable; no joint and several liability entanglements for employers
- Full service longshore and maritime claims expertise, integrated with underwriting and loss control
- Countrywide insurance network ensures timely, informed, and high-quality service by local underwriters
- Direct billing of insured, minimizes broker financial exposure and operational expense
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Product
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